GENERAL FARMING:          

PROPERTY TYPES:                                                          

-  Row Crop Farms           

-  Produce Farms

-  Grain & Forage Farms           

-  Improved Pasture Land    

-  Rangeland & Recreational Ranch   

-  Orchards & Vineyards                   

-  Dairy & Poultry Facilities

TIMBERLAND:                     

-  Commercial Timberland Properties      

-  Recreational Timberland Properties     

-  Industrial Forest Company Land        

-  Non-Industrial Private Forest Land 

AGRIBUSINESS:                        

-  Food Processing Plants       

-  Dairies

-  Cattle Feedlots    

-  Cold Storage and General Warehouses       

-  Cotton Gins                                                

-  Sawmills 

MORTGAGE FINANCING FOR:         

-  Re-financing Existing Debts            

-  New Acquisition                               

-  Expansion of Existing Operation   

-  Improvements or Working Capital 

LOAN SIZES:                                                          

-  $500,000 TO $1,000,000,000

LOAN TERMS:                                                    

-  Fixed Rate Periods – 3 yrs to 20 yrs  

- Variable Rate Options – 1 month to 1 year 

AMORTIZATION PERIODS:                               

Up to 25 Years 

LOAN TO VALUE RATIO:                                    

Up to 65% for best rates

Up to 75% for certain operations 

LOAN COSTS:                                                         

All application and closing costs are the responsibility of the applicant, including but  not limited to application fee, all legal costs,  title insurance, appraisals, timber cruises, taxes, filing charges, etc.