General Lending Parameters

GENERAL FARMING:          

PROPERTY TYPES:                                                          

-  Row Crop Farms           

-  Produce Farms

Grain & Forage Farms           

Improved Pasture Land    

-  Rangeland & Recreational Ranch   

-  Orchards & Vineyards                   

-  Dairy & Poultry Facilities

TIMBERLAND:                     

-  Commercial Timberland Properties      

-  Recreational Timberland Properties     

-  Industrial Forest Company Land        

-  Non-Industrial Private Forest Land 

AGRIBUSINESS:                        

-  Food Processing Plants       

-  Dairies

-  Cattle Feedlots    

-  Cold Storage and General Warehouses       

-  Cotton Gins                                                

-  Sawmills 

MORTGAGE FINANCING FOR:         

-  Re-financing Existing Debts            

New Acquisition                               

-  Expansion of Existing Operation   

-  Improvements or Working Capital 

LOAN SIZES:                                                          

-  $500,000 TO $1,000,000,000

LOAN TERMS:                                                    

Fixed Rate Periods – 3 yrs to 20 yrs  

- Variable Rate Options – 1 month to 1 year 

AMORTIZATION PERIODS:                               

Up to 25 Years 

LOAN TO VALUE RATIO:                                    

Up to 65% for best rates

Up to 75% for certain operations 

LOAN COSTS:                                                         

All application and closing costs are the responsibility of the applicant, including but not limited to application fee, all legal costs,  title insurance, appraisals, timber cruises, taxes, filing charges, etc.


Copyright © Farm & Timberland Services, Inc.
Leesburg, GA
farmts@bellsouth.net